Canadian website about moulds, mould problem, toxic mould,mould prevention, mould decontamination, mould removal, mould product, mould services, black mould, toxic black mould, mould health problem, health problem, mould inspection, mould testing, mould investigator, mould inspector, mould experts, mould detoxification and other mould related issues.

Canada Toxic Mould Inspection & Remediaton

Canadian  Guide  on  Black  Mould  Prevention,  Mould  Inspection,  Mould  Testing, 
Mould  Remediation,  Mould  Abatement,  Mould  Training,  & Mould  Products
www.canada-home-mould-inspection-inspector.com
 Effectively mould test & mould remediate your entire home for toxic mould or any type of mould growth by hiring available Canada Mould Inspectors and Canada Mould Remediators.
Study online Canada Mould Training to be trained and certified as a
Certified Mould Inspector & Certified Mould Remediator.


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Mould Legal Guide [Book]

         Whether or not you are a mould victim, or a present or future mould plaintiff or mould defendant, the Mould Legal Guide will help you and your lawyer to deal with and to survive financially the immense and complicated legal problems arising from mould issues that are commonly arising in today's lawsuit-crazy world in such business relationships as: landlord and tenant, employer and employee, property seller and buyer, realtor/real estate agent and seller or buyer, mortgage lender and debtor, home builder and buyer, and contractor and customer.  The book's very detailed Table of Contents is included at the bottom of this page. This very helpful book is co-written by mould expert Phillip Fry [Certified Mould Inspector, Certified Mould Contractor, Certified Environmental Inspector, Certified Home Inspector, and formerly with the U.S. Public Health Services National Institutes of Health, and formerly a hospital and medical center administrator], and by Edward Dy, L.L.B. and webmaster of two legal information websites. Two other mould books that may also be of interest to you are---

Mould Health Guide and Do-It-BEST-Yourself Mould Prevention, Inspection, Testing, & Remediation

       The price is US$15.00 non-refundable. There is no shipping cost because this in depth book is delivered to you ONLY by email attachments. After you have placed your book order, please email moldinspector@yahoo.com with your choice as to your preferred email address for book delivery. Please allow at least one or two business days [Monday through Friday] to receive your book by email attachments.

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Mould LEGAL GUIDE Table of Contents

Chapter 1 Mould lawsuits in the news 101
   
1.1 Mould lawsuits up by 300%-------------------------------------------------------------------- 102
1.2 Denver International Airport faces Mould lawsuits------------------------------------------ 103
1.3 Mould forces cuts in hours in Tulare County Court----------------------------------------- 104
1.4 Mould-stricken Ed McMahon files lawsuit---------------------------------------------------- 105
1.5 Tennessee jail mould makes staffers ill; kills inmate-------------------------------------- 106
1.6 Mould claims spread to cars-------------------------------------------------------------------- 107
1.7 Beware of illegal and unregistered fungicide------------------------------------------------ 109
1.8 The reasons behind the rise in mould lawsuits---------------------------------------------- 109
1.8.1 Population shifts----------------------------------------------------------------------------- 110
1.8.2 The rise of new buildings-------------------------------------------------------------------- 110
1.8.3 Rising property values----------------------------------------------------------------------- 110
1.8.4 More plumbing------------------------------------------------------------------------------ 110
1.8.5 Advances in medical science----------------------------------------------------------------- 110
1.8.6 Increased public awareness------------------------------------------------------------------ 111
1.8.7 Government action-------------------------------------------------------------------------- 111
1.8.8 Mould industry------------------------------------------------------------------------------- 111
1.8.9 Numerous successful mould litigations------------------------------------------------------ 111
 
Chapter 2 Filing class action lawsuits 201
   
2.1 What is a class action?--------------------------------------------------------------------------- 201
2.2 Class action prerequisites and legal procedure-------------------------------------------- 201
2.2.1 Prerequisites to a class action---------------------------------------------------------------- 201
2.2.2 Class actions maintainable------------------------------------------------------------------- 201
2.2.3 Determination by order whether class action to be maintained; notice; judgment; actions  conducted partially as class actions ----------------------------------

202
2.2.4 Orders in conduct of actions----------------------------------------------------------------- 203
2.2.5 Dismissal or compromise of class action------------------------------------------------- 203
 
Chapter 3
Legal implications of mould contamination of HVAC systems		 301
   
3.1 Sick building syndrome and IAQ lawsuits--------------------------------------------------- 301
3.2 HVAC manufacturing and design defects---------------------------------------------------- 302
3.3 Legal liability of HVAC manufacturers for mould-related injuries---------------------- 303
3.4 Proposed HVAC design solutions------------------------------------------------------------- 303
   
Chapter 4 Possible causes of action and potential  damage awards for mould contamination 401
   
4.1 Common causes of action------------------------------------------------------------------- 401
4.2 What is a tort?-------------------------------------------------------------------------------- 402
4.3 Four elements of tort-------------------------------------------------------------------------- 402
4.4 Duties of a landlord---------------------------------------------------------------------------- 403
4.5 Legal grounds to file lawsuit against defendants------------------------------------- 403
4.5.1 Negligence---------------------------------------------------------------------------------- 404
4.5.2 Strict Liability------------------------------------------------------------------------------- 404
4.5.3 Breach of Warranties------------------------------------------------------------------------ 405
4.5.4 Constructive Eviction------------------------------------------------------------------------ 405
4.5.5 Workers Compensation--------------------------------------------------------------------- 405
4.5.6 Failure to Disclose--------------------------------------------------------------------------- 406
4.6 How to claim workers compensation---------------------------------------------------------- 407
4.7 California mould disclosure law----------------------------------------------------------------- 408
 
Chapter 5 Damages recoverable in mould Cases 501
   
5.1 Diminution of value and cost to repair--------------------------------------------------------- 501
5.2 Cost of remedying the defects----------------------------------------------------------------- 501
5.3 Personal exception rule------------------------------------------------------------------------ 501
5.4 Personal injury-------------------------------------------------------------------------------- 502
5.5 Prejudgment interest--------------------------------------------------------------------------- 502
5.6 Attorney’s fees-------------------------------------------------------------------------------- 502
5.7 Punitive damages------------------------------------------------------------------------------ 503
5.8 Emotional distress damages-------------------------------------------------------------------- 503
 
Chapter 6 Statute of Limitations for mould cases 601
   
6.1 Purpose of statute of limitations---------------------------------------------------------------- 601
6.2 Delayed discovery rule------------------------------------------------------------------------ 601
6.3 Interruption of one-year statute of limitations----------------------------------------------- 602
 
Chapter 7 Verdicts and settlements of mould cases 701
   
7.1 Recent published verdicts and settlements of mould cases in California---------- 701
7.2 Recent publicized old cases in other states------------------------------------------------ 702
7.3 Legal liability of insurance companies--------------------------------------------------------- 703
 
Chapter 8 The mould-illness relationship 801
   
8.1 Hysteria or reality?---------------------------------------------------------------------------- 801
8.2 Scientific proof and the implications of legal liability----------------------------------- 802
8.3 Other reports linking mould to serious health and property damage--------------- 803
   
Chapter 9 mould insurance primer 901
   
9.1 Types of insurance---------------------------------------------------------------------------- 901
9.2 Traditional mould insurance--------------------------------------------------------------------- 902
9.3 mould insurance? or incidental mould coverage?--------------------------------------------- 903
9.4 Review your policy carefully & understand your coverage's--------------------------- 903
9.5 The basics of mould contamination insurance coverage--------------------------------- 904
9.6 Property damage coverage-------------------------------------------------------------------- 905
9.7 Third-party liability coverage------------------------------------------------------------------ 906
9.8 Call your insurance agent & report a suspected claim immediately--------------- 906
9.9 Protect all property from any further damage----------------------------------------------- 907
9.10 Photograph, videotape and inventory all damaged property-------------------------- 907
9.11 Handling insurance claims: where to get the information----------------------------- 908
9.12 Your obligation to cooperate with insurance company investigation-------------- 908
9.13 Never sign anything without proper legal advice------------------------------------------ 910
9.14 Get a second or even third opinion regarding estimates------------------------------ 910
9.15 You don’t have to use insurer’s “approved contractors”------------------------------- 911
9.16 Get professional help if you need it----------------------------------------------------------- 911
9.17 Statute of limitations-------------------------------------------------------------------------- 911
9.18 Report all unfair claim handling to your department of insurance or insurance regulator---------------------------------------------------------------------------------- 912
 
Chapter 10 Toxic mould legislation 1001
   
10.1 2003 toxic mould legislation------------------------------------------------------------------- 1001
10.1.1 Illinois-------------------------------------------------------------------------------------- 1001
10.1.2 Louisiana---------------------------------------------------------------------------------- 1001
10.1.3 Massachusetts----------------------------------------------------------------------------- 1001
10.1.4 Montana----------------------------------------------------------------------------------- 1001
10.1.5 Oklahoma--------------------------------------------------------------------------------- 1002
10.1.6 Oregon------------------------------------------------------------------------------------ 1002
10.1.7 Pennsylvania------------------------------------------------------------------------------- 1002
10.1.8 Rhode Island------------------------------------------------------------------------------- 1002
10.1.9 Texas-------------------------------------------------------------------------------------- 1002
10.2 Toxic mould insurance legislation-------------------------------------------------------------- 1003
10.3 The Comprehensive Loss Underwriting Exchange (CLUE)----------------------------------- 1008
10.4 Reporting mould damage to your insurer------------------------------------------------------- 1008
10.5 Things to consider when reporting mould problem to your insurer------------------------------ 1009
10.6 Additional Living Expense (A.L.E.) Coverage------------------------------------------------ 1009
10.7 Coverage for personal items------------------------------------------------------------------ 1010
10.8 The role of your mortgage company---------------------------------------------------------- 1010
10.9 Resolving disputes with an insurer or claims adjuster------------------------------------------ 1010
   
Chapter 11
Effectively handling mould and water damage claims		 1101
   
11.1 I have identified a potential water damage claim. What should I do?------------- 1102
11.2 What can I expect from my insurance company when I report water damage?----- 1103
11.3 What can my insurance company expect from me?----------------------------------- 1104
11.4 What can I do if I feel my insurance company is not being responsive?-------- 1104
11.5 Should I test my home if I find mould growing?-------------------------------------------- 1105
11.6 Should I move out of my home if I discover a mould problem?----------------------- 1106
11.7 I had to move out of my home. What can I expect from my insurance company regarding Additional Living Expense (ALE) coverage? -------- 1106
11.8 How can I control my ALE expenses?----------------------------------------------------- 1107
11.9 How can I select a qualified remediator? How can I ensure the mould remediation and repair process is handled correctly and efficiently? ---------- 1107
11.10 Should my belongings be cleaned or replaced?---------------------------------------- 1108
11.11 What other information do I need?---------------------------------------------------------- 1109
 
Chapter 12 Texas Department of Insurance suggested practices for